Greater Sudbury is Northern Ontario's largest city — with a strong economy, a tight housing market, and a diverse population of buyers, homeowners, and investors. I work with 70+ lenders to find the right mortgage for your situation, whether you're buying, consolidating, renewing, or investing.
Matthew will review your information and reach out within 2 business hours to walk you through your options.
Whether this is your first mortgage or your fifth, I cover every common mortgage need in Greater Sudbury.
First-time buyers through to experienced purchasers. Pre-approval, rate shopping across 70+ lenders, and full support from application to closing. Programs for first-time buyers include the FHSA, RRSP HBP, and land transfer rebate.
Sudbury homeowners with equity can access that equity through a refinance and use it to eliminate high-interest consumer debt. One lower-rate mortgage payment replaces credit cards, personal loans, and vehicle financing.
Sudbury has a large trades and mining services sector. Many self-employed workers have been declined by banks that only look at net income. I have access to lenders who qualify based on gross revenue and business deposits.
A mortgage broker works with multiple lenders rather than representing one. This means comparing products across 70+ lenders — banks, credit unions, trust companies, and alternative lenders — to find the best fit for your specific situation. There is no fee for residential mortgage services — the lender pays a finder's fee.
Greater Sudbury offers more accessible pricing than the GTA with a strong local economy. First-time buyers qualify for the FHSA (up to $40,000 tax-free), the RRSP Home Buyers' Plan (up to $60,000), and the Ontario land transfer tax rebate (up to $4,000).
Yes. Being self-employed does not disqualify you — the qualification process is different. Lenders who specialize in self-employed borrowers use gross revenue qualification, stated income programs, and add-back approaches. Many Sudbury buyers who were declined by their bank have been approved through a broker.
You refinance your mortgage to access your home equity, pay off high-interest debts with the proceeds, and replace multiple payments with one lower-rate mortgage payment. The strategy works best when you have meaningful equity (typically at least 20% remaining after the refinance) and high-interest debt creating a real monthly burden.
Free mortgage review — no credit check, no obligation, response within 2 business hours.
Get My Free Mortgage Review →No obligation. Get clear answers about your mortgage options directly from Matthew — same day in most cases.